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For people with impaired or no credit history, perhaps there’s no quicker or more effective way of re-establishing their credit than with a credit card.

Luckily, even if you’re currently in bankruptcy, consumer proposal or emerging from insolvency, there are a growing number of credit cards for bad credit in Canada.

You can put down as little as 0, or as much as ,000, depending on the card.

If you decide to cancel your secured card, you can just pay off your outstanding balance, and you’ll get your security deposit back.

With the credit cards below, you can enjoy all the benefits of having a credit card, even if you have no credit history, or have had credit problems in the past.

These credit cards for bad credit will help you rebuild or establish a strong credit rating, while giving you the convenience and security of a credit card – make purchases online or over the phone and book travel reservations easily and securely.

While we work to reposition a number of existingand new products, we have decided to stop accepting new applications for the Peoples Trust Secured Card product effective July 31st, 2017.

Even though this is a secured credit card, some people still may carry a balance from time to time, and if you do, a low interest option is critical to keeping down your borrowing costs.

While it does require a minimum deposit of 0, you are guaranteed to get approved.

Also, if you have any large purchases you need to make on the card, you can deposit as much as ,000, which should give you all the flexibility to have a large enough credit line for big ticket purchases.

“Peoples Card Services continually analyzes and refines its products to best meet the needs of our clients.

It does come with an annual fee of per year, charged at per month.

Reasonable for the risk the bank is taking, and when you consider many secured credit cards also come with an annual fee.